Well-recognized member
- #21
Well-known user
- #twenty two
Well-identified member
- #23
I you should never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to Illinois payday loans do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had „too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all your dudes which need buying a property or money things.. pray so you’re able to jesus you may have a good credit score. I do believe certain men you to believe that credit cards evil you prefer to see the big picture. Just because *you* physically been able to spend cash to possess everything doesnt suggest it will work for everyone else. Even with the thing i blogged over I As well (at a time) paid off dollars having that which you. I will not go into the grounds right here nevertheless exercised also to some extent. One disadvantage to that has been I am able to Never sign up for a charge card.. you certainly will never rating that loan. Forget about to shop for a property until I robbed a lender.
In closing for the past a decade I want to possess energized on 100K value of content. Ive racked up loads of prize affairs ect ect. There are times when I shell out cash for blogs however, you to form I am seeking an economy. I am aware there is men towards here that have checked out an excellent car or truck plus the man wishes 3K for this and also you initiate the new deals and you may push pertains to push while the wad of cash arrives! Gotta like it!