A credit score try a number you to stands for their creditworthiness. so it amount is created on the recommendations on your credit report. the better your own score, the fresh new more unlikely you are to miss costs otherwise standard towards the finance and you may personal debt.
The 5 fundamental activities that comprise really fico scores try:
- Percentage records
- Borrowing from the bank use
- Duration of credit rating
- Credit blend
- The new credit profile
- Commission history: A great percentage history is one of the most important factors for the a credit rating. Czytaj dalej „What exactly is a credit history, that is Borrowing from the bank Karma Precise?”