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For almost all consumers, the standards one determine a bank’s interest is actually a mystery. Why does a financial decide what rate of interest in order to fees? How come it charge more rates of interest to various consumers? And exactly why do the bank fees highest prices for many items regarding financing, like bank card financing, than for auto loans or home mortgage funds?
Following is a discussion of the rules lenders use to determine interest levels. Czytaj dalej „How can loan providers set interest levels toward loans?”