Homeownership throughout the You.S. have dropped sharply due to the fact homes growth peaked about middle-2000s, regardless of if it’s rejected way more for the majority of racial and you can ethnic communities than just for other individuals. Black colored and you will Latina households now remain less almost certainly than just white domiciles to own their own residential property (41.3% and you can 47%, respectively, rather than 71.9% to own whites), additionally the homeownership gap anywhere between blacks and you can whites has broadened due to the fact 2004.
An examination of mortgage-field data indicates a number of the continued challenges black colored and you can Latina homeowners and you can would-getting homebuyers deal with. Czytaj dalej „Blacks and you will Hispanics deal with most pressures in enabling home loans”