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Key takeaways
- Citi Bend Money will let you withdraw specific or each of their readily available Citi credit credit because the that loan
- Taking their fund while the a great Citi Fold Loan gives a predetermined payment and you can repaired rate of interest until the loan is actually paid off into full
- Citi Bend Financing give plenty of positives, eg not requiring an extra difficult credit query, but you’ll need certainly to run the fresh quantity to be sure they add up to suit your condition
Playing cards provide a convenient treatment for buy everyday orders, yet , you can find constantly situations where you’ll be able to prefer dollars.
This new Citi Flex Financing system will likely be a good replacement for running right up an equilibrium in your cards to own unforeseen costs otherwise taking right out a credit card payday loan. Cash advances usually require an upfront commission (usually 5 percent of your own improve amount), while the currency you obtain will start accruing appeal from the an effective higher variable rates out-of day one without sophistication period.
If you’re looking to own a much better choice, Citi Fold Finance are worth investigating bad credit loans not a payday loan. Here is how Citi Bend Money operate in practice, and a few suggestions to help you is an excellent choice for you.
What is a beneficial Citi Bend Financing?
Citi Fold Loans and you can Urban area Flex Pay are two software one to give cardholders even more versatile commission options and you will repaired conditions compliment of Citi’s Citi Flex Plans.
With good Citi Bend Mortgage, you might pull out a loan on your own eligible Citi card’s line of credit at a predetermined interest rate. You are able to regulate how much you need to borrow and you may settle towards the a predetermined monthly payment and you may fixed interest rate one persists towards life of the mortgage instead completing yet another app otherwise credit score assessment.
Citi Flex Pay, at the same time, was a flexible percentage policy for Citi cardmembers that enables eligible charge card purchases becoming paid throughout the years which have a great fixed Annual percentage rate.
One another Citi Fold Money and Citi Bend Pay try options available once you manage a great Citi Flex Bundle., Citi’s program giving cardholders significantly more versatile payment alternatives and you can fixed conditions.