You could fill out a duplicate of your own latest ITR you to enjoys a good BIR stamp. In my opinion because of it that, you are going to need to visit your RDO to acquire stamped.
While you are an excellent freelancer otherwise an entrepreneur, you can complete a copy of audited ITR and you will BIR stamp. I failed to try this one given that We was not the person who removed the borrowed funds and i also failed to subscribe to end up being co-borrower, but I believe this should imply bringing the newest ITR, and just to take brand new secure front, the accounting guides, for the RDO.
While you are operating, you may opt to fill out your formal thirty day period pay sneak old at the least 3 months prior to date away from app. Jay decided to fill out three so you can close the offer, haha! The guy together with submitted their COE including them.
This is exactly on the first faltering step. Pag-IBIG often evaluate your own submissions to check on the eligibility to put on getting a property loan.
After you’ve filed these records on the web, might discover a message prompting you to definitely purchase the new handling percentage. We repaid Php 1,000. Ensure that you print-out a copy of the confirmation of payment. You will have online personal loans Washington to bring this so you’re able to Pag-IBIG , along with the most other criteria, after you’ve become acceptance to check out the workplace because of email address otherwise a call.
Here you will find the records that you ought to bring to Pag-IBIG after you have started requested add your posts privately:
step one. All of the new duplicates of files you recorded on basic procedure, except for the newest selfie. You ought to also provide your own ID photocopied.
dos. A duplicate of Special Electricity from Attorneys towards broker. (If your proprietor is not throughout the Philippines)
The cost of notarization varies according to the new decided cost of the property specified in your package to offer.
They will certainly plus inquire when planning on taking your photographs together with your appropriate ID once again. This time around, it could be their workers that will do the test.
Assessment phase
Due to the fact desk administrator seems more than your posts and you can sees no inaccuracies, you’re requested to cover assessment commission. We paid off Php dos,000.
We were advised to go to to own a call from of their workers regarding the plan of the property assessment. What goes on during home appraisal is they will be sending agencies so you’re able to examine our house to see if they matches its fundamental and conditions.
It named three days ahead of they decided to go to. The new appraisers was basically on place by 8AM. It ran inside the, looked the proportions and you can did not very keep in touch with all of us this much. They just ran around to see for each and every space in your house.
Upcoming which was they. We were told to attend for their email if or not our mortgage has been accepted or not approved; yet not, they currently cautioned us that the household we had been seeking pick try lacking 1 meter wide on the standards.
Mortgage Denied
I received a contact regarding Pag-IBIG officially saying that brand new sized the house did not satisfy their requirements, which is that. That has been the termination of the feel……for now.
We believed sending in a page from reconsideration, nevertheless current email address certainly reported that we had to deal with brand new situation and commit to making the necessary alter, hence i would not. So we must accept our future and you can move ahead.
Oh well, about i have gathered an existence ability that people can also be include in the future and to show the kids when it’s its turn-to get their residence. We were, without a doubt, distressed, however, we will continue all of our hopes up until we in the long run discover put we are able to phone call home.